The skiing season is here and many people will be heading to the slopes this winter. Skiing accidents, however, are the most common claim on Winter Sports insurance. Even experienced skiers and snowboarders can be involved in collisions or accidents.
Top tips for staying safe on the slopes
1. Know your limits – ski or snowboard to your skill level
2.Wear protective headgear or a helmet – we would advise to make wearing a helmet mandatory.
3.Make sure your skiing or boarding equipment is in good order. It should fit your height, weight and skill level.
4.Take lessons if you’ve never skied before. If you haven’t been on the Piste for a while, a lesson or two will polish up your skills.
5.Never go off-piste unless you are authorised to do so by the resort. On many insurance policies, you will not be covered for off-piste skiing unless you’re accompanied by a qualified guide.
6.Respect the mountain and make sure you obey all warning signs – especially during avalanche season.
7. Remember that skiers or boarders in front or below you on the Piste have right of way.
8. Don’t drink and ski. Excess alcohol will slow your reactions and affect your observation and balance!
9. Carry a fully charged mobile phone with you.
10. Always take out the right winter sports travel insurance. Make sure your travel insurance suits your needs before you buy it and keep your travel insurance medical emergency helpline number and your policy number to hand.
Many private client insurance policies will cover winter sports but it’s always a good idea to check with your insurance broker what you’re covered for, such as age limits and impaired medical circumstances. Please contact us if you require specialist travel or ski chalet insurance.