Archive for the ‘Uncategorized’ Category

Image courtesy of Flickr_Sheila Sund

Life Assurance Cover

  Funding a potential Inheritance Tax liability After taking the appropriate steps to put in place an Inheritance Tax planning strategy, if there is still the potential likelihood of a liability on your estate, or if you have made gifts which have created a potential liability for the recipients if you die within seven years, [...]

READ MORE
Image Courtesy of Flickr_Ishan Manjrekar

In Focus Spring 2017

The latest version of In Focus is out including your year end checklist. PKPartnership_InFocusSpring2017

READ MORE
Image courtesy of WooWork.com, Flickr

Business Interruption: why is it so important?

History of Business Interruption Insurance Insurers and insurance brokers realised that just insuring the physical assets of a business was not enough to fully protect a business from significant losses or often financial ruin following an insured event such as fire, storm, lightning, or the myriad of other perils covered by insurance. The primary reason [...]

READ MORE
Image courtesy of WooWork.com, Flickr

Company Wills: 7 key reasons to plan for the future

  1. Without a Will, your entire estate, including your business assets, passes under the rules of intestacy. These rules were written around 1925 and are unlikely to reflect what you would really want. One example is that it’s highly unlikely that your spouse would inherit everything. 2. With or without a Will, your executors [...]

READ MORE
PK Partnership Professional membership

Don’t fall into the gifting tax traps

New tax rules introduced in April have changed your options when investing for children. If you give money or investments to your unmarried minor child, then the tax rules can catch you out. HM Revenue & Customs (HMRC) is suspicious that such gifts are an attempt to avoid tax on the part of the donor, [...]

READ MORE
Image Courtesy of Flickr_Ishan Manjrekar

Will next year’s Lifetime ISA (LISA) be a real pension alternative?

The rumour machine that operates before each year’s Budget went into overdrive in 2016. First there was a steady flow of stories about changes to pensions that would see flat rate tax relief replace full income tax relief on pension contributions. Then, shortly before the Budget, there was a widely covered unofficial statement that the [...]

READ MORE
Image Courtesy of Flickr_Ishan Manjrekar

The risks of modern building methods

Modern methods of construction (MMC) can often provide quicker, cheaper and more sustainable ways of constructing buildings. This makes them an attractive solution for today’s designers, and construction professionals are increasingly being introduced to them on projects. However, MMC can also introduce added risks at the construction stage and require extra precautions throughout a building’s [...]

READ MORE
PK Partnership Mortgage

Case study: The value of specialist home insurance

A burst boiler caused significant water damage to a client’s kitchen floor and the floor level kitchen cupboards. The kitchen was open plan with an adjoining dining area and playroom. The same walnut wood floor was laid throughout. With a high new worth specialist insurer… Although the water had only damaged the floor in the immediate [...]

READ MORE

CLIENT LOGIN


pk partnership standard life